Premium Blackjack is a variant of Blackjack with the following rules:
- 6 decks of cards are used. After each round, used cards are returned to the deck and the deck is shuffled.
- Aces count as either 1 or 11, face cards count as 10 and number cards count at their face values.
- The player may not split a split hand.
- Only one card is drawn to each Ace in a split hand.
- The player may double after splitting.
- The dealer will not automatically check for Blackjack, regardless of the value of the dealer's first face-up card.
- Ace and a 10-point card after a split are considered 21, and not Blackjack.
- Blackjack pays 1.5 times the bet amount (3 to 2).
- If the total value of the player's cards is closer to 21 than the dealer's after the dealer has stopped taking cards, the player wins the bet amount (1 to 1).
- If the total of the player's cards is more than 21, the player's hand is “bust” and the player automatically loses the bet for that hand.
- If the player and the dealer have the same point total (17 to 21), neither of them wins and the player's bet is returned to the player in a “push”.
- The dealer always draws to 16. The dealer stands when the dealer's hand has a value of 17 or greater (including soft 17). The dealer does not draw when the player is “bust”.
- If the dealer's first card is an Ace, and the player then doubles, and the dealer then reveals Blackjack, then the player loses the doubled bet.
- If the dealer's first card has a 10-point value, and the player then doubles, and the dealer then reveals Blackjack, then the doubled bet is returned to the player.
- Blackjack beats a score of 21.
- If your first 2 cards have the same value then you may split them into 2 separate hands. The second hand will have the same bet as the hand it was split from. You will then draw additional cards to each hand. You may draw as many cards as you like on each split hand, unless you split 2 aces (in which case you can receive only 1 additional card for each ace). If you receive an ace and a 10-value card in a split hand, it is considered 21 and not Blackjack.
You can double your bet on a hand before you take a third card. You cannot double the bet on a hand after taking a third card. After doubling a bet, a third and final card will be dealt to you automatically. You can double on all your hands, if you wish. You can also double your bet on a split hand.
If the dealer's first face up card is an Ace you will be given a chance to insure each of your regular bets against the dealer having Blackjack. If you take Insurance then an amount equal to half your original bet will be deducted from your balance and placed separately on the table. If the dealer has Blackjack, you are paid 2 to 1 on your insurance. This way you do not lose your original bet (because you receive the value of your original bet plus the insurance amount back). If the dealer does not have Blackjack, you lose the insurance amount. Insurance does not affect any side bets.
It is theoretically possible for the player to draw 10 cards without going bust. In this case the player's hand automatically wins, except when the dealer has Blackjack. 10-Card Charlie is also applicable on a split hand.
A side bet is a wager you can make beyond the regular game bet to get an extra win even if your regular game hand does not win. The side bet payout depends on the combination that the cards form.
You can place a Player's Pair side bet on the 'Player's Pair' betting area, found beneath each regular betting area, for each of your hands that has a regular bet placed on it. The Dealer's Pair side bet can be placed on the 'Dealer's Pair' betting area near the dealer's hand once per game round. This type of side bet wins when the first two cards in the hand form a Perfect Pair, a Colored Pair or a Red/Black Pair.
Perfect Pair means that your, or the dealer's, first two cards form a pair of the same suit (for example, two 4 of Diamonds cards).
Colored Pair means that your, or the dealer's, first two cards form a pair of the same color but different suits (for example, 4 of Diamonds and 4 of Hearts).
Red/Black Pair means that your, or dealer's first two cards form a pair, but with different colors and suits (for example, 4 of Diamonds and 4 of Spades).
You can place a 21+3 side bet on the '21+3' betting area, found beneath each regular betting area, for each of your hands that has a regular bet placed on it. This side bet wins if your first two cards and the dealer's first card form a Flush, Straight, Three of a Kind, Straight Flush or Suited Three of a Kind combination.
The Perfect Pair, Colored Pair, Red/Black Pair, and 21+3 combinations pay in accordance with the paytable below.
Side bets cannot be placed without placing a regular bet. All types of side bets can be placed at the same time.